X Payday
Launch
Visual guide

Everything X Payday does, in pictures.

Four minutes, eight short chapters, one diagram each. No jargon without a plain-English line next to it.

Launch a coinClaim a pot

What is a pot?

A pot is a pile of money that belongs to an X handle. It fills up on its own, and only the handle's owner can take it out.

Anatomy of a handle's potA pot is keyed to the handle's numeric X user id, not its display name. Only the owner can unlock it, by proving the handle with X sign-in. Anyone can fill it by launching a coin for the handle. Before any community delivery, the owner has a 24-hour window to claim first.Keyed to the X user idOne pot per X user id,never the display name.Owner-only unlockThe owner proves thehandle with X sign-in.Anyone can fill itLaunch a coin for thehandle; every trade paysstraight into the pot.24-hour owner windowBefore any delivery, theowner gets a full dayto claim first.$@handleUSDG potNothing here depends on a display name — only the X account id.
  • One pot per handle, and it is a contract on Robinhood Chain — not an account anybody at X Payday can open.
  • Every trade in that handle's coin sends a slice of the fee straight into the pot.
  • The owner claims it with an X sign-in, to any address they name: a wallet or a Robinhood USDG deposit address.

How money moves

A trade pays one fee. The contract splits it, and the biggest slice walks to the handle's pot without a human touching it.

Where the fees from one trade goA trade on Pons sends 1.7% of the trade into the fee splitter. The splitter divides it: 1.05% into the handle's pot, 0.5% to coin holders, and 0.15% to X Payday. Pons keeps its own 0.3%.Trade on Ponsevery buy and sell1.7% inFee splitterper-coin contract1.7% in@handle's pot1.05% of the trade$1.05 per $100 tradedHolders' pool0.5% to coin stakersX Payday0.15% platform feeA $100 trade at a 1% creator tax: $2.00 in fees — $1.70 in, $0.30 to Pons.
Where every fee goesMuted, 8 seconds — the same flow the contracts run on every trade.

Launch a coin in 30 seconds

Five taps: sign in, type a handle, name the coin, launch, share. The launch fee is on us.

  1. Sign in with X

    One tap. It proves the handle is yours — no seed phrase, no wallet setup, no gas.

  2. Type any @handle

    Any handle can get a coin: yours, a friend's, a brand's. The handle is written into the contract.

  3. Name it and ticker it

    Pick the coin's name and symbol. That is the whole setup form.

  4. Launch — we pay the fee

    We sponsor the launch, so your first coin costs you nothing. The pot opens in the same transaction.

    Launching a coin in 30 seconds

  5. Share the link

    Send the coin's link to your followers. Every trade from then on pays into the handle's pot.

Launch a coin now

Get paid

The fastest cash-out needs no wallet and no bridge: point a claim at your Robinhood USDG deposit address and it arrives as dollars.

Three ways a pot can reach its ownerA pot leaves through one of three exits. Robinhood app: USDG on Robinhood Chain, 0% fee, about 5 minutes. Any wallet: USDG to any EVM address, 0% fee. X Money: community delivery, 3% fee, 24-hour wait, with a human making the last mile and public proof.@handleUSDG potRobinhood appUSDG on Robinhood Chain0% fee~5 minThe app you trade in.Any walletUSDG to any EVM address0% feeOne signature, no fee.X MoneyCommunity delivery3% fee24h waitSent by a human, publicly.

  1. Open Robinhood → Crypto → USDG → Receive

    Any Robinhood Crypto account that can receive USDG works. Copy the deposit address it shows you.

    Getting your USDG deposit address in Robinhood

  2. Choose Robinhood Chain

    Pick Robinhood Chain as the network before you copy. Another network sends the funds somewhere they cannot arrive.

  3. Paste it on the claim page

    Sign in with X, paste the address, and the page checks it against the pot before anything moves.

  4. Send a $1 test first

    Claim a dollar, wait for it to land, then do the rest. A claim is free — we pay the gas.

  5. Claim the whole pot, or turn on auto-pay

    Take everything at once, or set one payout address and let every future fee be pushed to it automatically.

Robinhood credits a USDG deposit after 30 confirmations (about five minutes) and its own compliance review. X Payday is not affiliated with Robinhood.

Claim your pot

The split, exactly

Drag the slider: this is the same function the launch screen and the contract use, so the sentence below is what actually happens to a $100 trade.

1%
$1.05$0.50$0.15$0.30The handle's pot1.05%$1.05Holders' pool0.5%$0.50X Payday0.15%$0.15Pons0.3%$0.30A $100 trade at a 1% creator tax: $2.00 in fees.$1.70 into the splitter · $0.30 to Pons.

Of every $100.00 traded, $1.05 goes to @handle's pot, $0.50 to holders, $0.15 to X Payday, and $0.30 to Pons.

The four slices add up to more than the creator tax on their own: Pons's own 1% base fee rides on top of it, and its 0.30% is the part Pons keeps. The creator tax is pinned on chain when the coin launches, between 1% and 10% of volume. With reflections off, the holders' slice stays in the pot instead.

Holders get paid too

If the launcher turned reflections on, owning the coin pays you — the contract streams a slice of every trade to the people who staked it.

  • Stake the coin in the pool and the split routes a share of every trade to you.
  • Rewards stream from the contract itself — no claim window, and no keeper deciding who gets paid.
  • Turn reflections off at launch and that slice stays in the pot instead, so the handle's owner simply gets more.
The life of a potLaunch, then trades, then fees collected, then the owner claims or sets auto-pay. If no owner claims for 180 days, the pot flows to that coin's holders — never to X Payday.LaunchPick a handle, set the creator tax, launch the coin.1TradesEvery buy and sell pays a slice into the splitter.2Fees collectedThe splitter streams USDG into the handle's pot.3Owner claims / auto-payX sign-in unlocks any amount, or set a payout once.4No owner for 180 daysThe pot flows to that coin's holders — never to X Payday.5

Who holds the keys

Six separate keys run the protocol, and none of them can reach into a pot. Here is who can do what.

The six keys behind a coinSix different keys run the system: the owner controls config behind a timelock, the guardian can pause and revoke the oracle, the oracle signs launch and claim tickets, the treasury collects the platform fee, the delivery wallet receives community deliveries, and the operator executes a delivery after the wait. All six are distinct addresses, enforced when the factory is deployed.OwnerBehind a timelock:fees, addresses,and the oracle.GuardianEmergency brake:pause the factory,revoke the oracle.OracleSigns the launchand claim tickets.TreasuryCollects the 0.15%platform cut. Neverthe pots.Delivery walletReceives X Moneydeliveries, withpublic proof.OperatorGas-only key thatexecutes a deliveryafter the wait.Six different keys, all enforced at deploy — no single key can move a pot.

The owner, guardian, oracle, treasury, delivery and operator keys are distinct addresses held by different people. A pot's split is pinned at launch, so even all six together cannot redirect it.

Read the full trust model →

Questions

The ten things people actually ask, answered in one or two lines each.

Launch a coinRead the reference